Written by Gregory Monte.
I just found out that my insurer, Allstate, will be reducing my premium payments:
Given an unprecedented decline in driving, customers will receive a Shelter-in-Place Payback of more than $600 million over the next two months. This is fair because less driving means fewer accidents … Most customers will receive 15% of their monthly premium in April and May, totaling more than $600 million. Customers will receive the money back through a credit to their bank account, credit card or Allstate account.
Hopefully other insurers will do the same. If yours isn’t doing this, I would suggest you give them a call and attempt to shame/pressure them into doing what Allstate has done.
Free Resources
The Basic Speeding Ticket Defense
This is a 9 page review of the most basic way to beat a speeding ticket – even if you actually were speeding. This particular strategy will almost always work, but it does depend on one aspect of the circumstances surrounding your ticket. For the strategy to be effective, there must be an issue with the speed limit signs, themselves. It’s all about the need of states/localities to comply with their “Obedience to Traffic Control Devices” statutes.
Click to Download the Free “Basic Speeding Ticket Defense”
Applying the Traffic Ticket Defense Method to Challenge a Citation.
This is a seven-page, detailed explanation of my three-step method for challenging any traffic ticket. I use the “Driving at a Safe Speed” statute from Pennsylvania to illustrate this method, but it can be applied to any other statute that you might be cited for in the vehicle code.
In addition, no matter what state you live in, the procedure is the same: you need to understand the statute you allegedly violated, look for technicalities in that statute and (most importantly) find case law to support/reveal those technicalities.
Click to Download the Free “Applying the Traffic Ticket Defense Method to Challenge a Citation”
The Pennsylvania Stop Sign Defense Strategy in a Nutshell.
This is a one-page, eight-point summary of the strategy I discovered while researching ways of beating unfair stop sign tickets. It is specifically geared to Pennsylvania but can also be applied to most other states.
Click to Download the Free “Pennsylvania Stop Sign Defense Strategy in a Nutshell”
My Son’s Opening Trial Statement at the Court of Common Pleas.
This is an elegant, one-page, powerfully concise expression of my defense strategy.
The Brief – My Son’s Case Brief for the Court of Common Pleas
- An eighteen-page argument for why an illegal stop sign is not enforceable.
- Requested by the President Judge at Wayne County, PA, Court of Common Pleas.
- A highly distilled application of the Pennsylvania Stop Sign Ticket Defense.
Traffic Ticket Defense Blog 